AHP Members Save with Salon & Spa Benefits

Salon and Spa Benefits

Associated Hair Professionals has partnered with Salon & Spa Benefits to offer you 8 different insurance options you can apply for, including disability insurance for hairstylists.

Highlights of the plan include:

Rates & payment:

  • Rates start at $4 a week
  • Customize your plan to meet your financial needs
  • Rates do not increase as you age
  • Rates do not increase if you submit a claim
  • You will be billed on a monthly basis and can cancel anytime

Benefits:

  • Your benefits are paid to you as tax-free income
  • Monthly benefits from $400–$6,500
  • Receive 100% of your disability benefit if your incident occurs outside of work
  • Receive 50% of your disability benefit if your incident occurs while at work

Coverage:

  • You are covered 24-7 both on and off the job
  • Your level of coverage is based on your gross income, not your net income
  • You can continue your coverage until age 75 in most states
  • If you are no longer a member, you will not lose your coverage
  • Pre-existing conditions are covered one year after the policy effective date
  • Maternity leave is covered 9 months after the policy effective date. As long as you give birth after 9 months of having your policy, you can submit a claim 

Application process:

  • If you apply for coverage today, your coverage can start today
  • No waiting period for an accident to be covered
  • 7-day waiting period for sickness, surgery, or pregnancy complications
  • Applying for coverage is simple and only takes 20 minutes
  • No medical exam required to apply for coverage
  • You can apply for coverage through the age of 74 in most states
  • You must be working at least 20 hours a week to apply for coverage

If you are interested in learning more, need assistance with a quote, or would like to apply for coverage, log in to your AHP account (top right corner of this page) and visit the Discounts page for more information.

Coverage may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable. For cost and complete details, please contact a representative.